Private sector banks finish fourth quarter on firm note, margin in focus as lenders hope for rate cut 2025 best
HDFC Bank, India’s largest private sector lender, has declared a final dividend of ₹22 per equity share for the financial year 2024-25 (FY25), Private sector banks finish fourth quarter on firm note, margin in focus as lenders hope for rate cut 2025 best marking a 2,200% payout on the face value of ₹1 per share. The bank has set June 27, 2025, as the record date to determine shareholders eligible to receive this dividend, subject to shareholder approval. citeturn0search1
📊 Financial Performance Highlights (Q4 FY25)
- **Net Profit:**₹17,616 crore, reflecting a 6.7% year-on-year increase
- Private sector banks finish fourth quarter on firm note, margin in focus as lenders hope for rate cut 2025 best
- **Net Interest Income (NII):**₹32,070 crore, up by 10.3% compared to the previous year
- **Net Interest Margin (NIM):**3.54% on total assets and 3.73% on interest-earning assetsExcluding a one-time ₹700 crore tax refund, the core NIM stood at 3.46% and 3.65%, respectively citeturn0search10
- **Gross Non-Performing Assets (NPAs):**1.33% of gross loans as of March 31, 2025, up from 1.24% a year earlier citeturn0search0
- Private sector banks finish fourth quarter on firm note, margin in focus as lenders hope for rate cut 2025 best
📅 Important Dates for Shareholders
- *Record Date: June 27, 205
- *Ex-Dividend Date: Likely June 26, 205 (Investors must purchase shares before this date to be eligible for the dividend, considering the T+1 settlement cycle in India. citeturn0search1
📈 Stock Performance Snapshot
- *Share Price (as of April 17, 2025): ₹1,90670
- *Dividend Yield: Approximately 1.02%, based on the last 12-month dividend payot.
- *52-Week Range: ₹1,426 (low) to ₹1,919 (hih)
- *Market Capitalization: ₹14.59 lakh crre
- *Price-to-Earnings (P/E) Ratio: 2097
- *Earnings Per Share (EPS): ₹9093
- *Price-to-Book (P/B) Ratio: 308
- *Beta: 1.09, indicating moderate market volatiliy. citeturn0search1
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This dividend declaration underscores HDFC Bank’s commitment to delivering consistent shareholder value, supported by its robust financial performance in FY5.
