Bank holiday
Table of Contents
On Saturday, February 22, 2025, banks across India, including those in Delhi, will be closed. This closure is due to the Reserve Bank of India’s (RBI) regulation mandating that all banks remain closed on the second and fourth Saturdays of each month. citeturn0search0
Understanding Bank Holidays in India
In India, bank holidays are categorized into national holidays, regional holidays, and regular weekly holidays. National holidays, such as Republic Day, Independence Day, and Mahatma Gandhi Jayanti, are observed nationwide. Regional holidays are specific to certain states or regions, commemorating local festivals or events. Additionally, the RBI has designated the second and fourth Saturdays of each month as mandatory bank holidays, affecting all banks, including public, private, and cooperative banks. citeturn0search6
Bank Holidays in February 2025
For the month of February 2025, the following bank holidays are scheduled:
- February 8, 2025: Second Saturday (Bank Holiday)
- February 22, 2025: Fourth Saturday (Bank Holiday)
- February 26, 2025: Maha Shivaratri (Regional Holiday in some states)
It’s important to note that while the second and fourth Saturdays are bank holidays nationwide, regional holidays like Maha Shivaratri are observed only in specific states. citeturn0search6
Bank holiday Impact on Banking Services
On these designated bank holidays, physical bank branches remain closed, and in-person services such as deposits, withdrawals, and cheque clearances are unavailable. However, digital banking services, including online banking, mobile banking, and ATMs, typically continue to operate, allowing customers to perform various transactions remotely. It’s advisable to check with your specific bank regarding the availability of these services on holidays. citeturn0search1
Bank holiday Planning Ahead
To ensure uninterrupted access to banking services, it’s prudent to plan your transactions around these holidays. For instance, if you need to deposit a cheque or withdraw cash,On Saturday, February 22, 2025, banks across India, including those in Delhi, will be closed. This closure is due to the Reserve Bank of India’s (RBI) regulation mandating that all banks remain closed on the second and fourth Saturdays of each month.
Understanding Bank Holidays in India
In India, bank holidays are categorized into national holidays, regional holidays, and regular weekly holidays. National holidays, such as Republic Day, Independence Day, and Mahatma Gandhi Jayanti, are observed nationwide. Regional holidays are specific to certain states or regions, commemorating local festivals or events. Additionally, the RBI has designated the second and fourth Saturdays of each month as mandatory bank holidays, affecting all banks, including public, private, and cooperative banks.
Bank Holidays in February 2025
For the month of February 2025, the following bank holidays are scheduled:
- February 8, 2025: Second Saturday (Bank Holiday)
- February 22, 2025: Fourth Saturday (Bank Holiday)
- February 26, 2025: Maha Shivaratri (Regional Holiday in some states)
It’s important to note that while the second and fourth Saturdays are bank holidays nationwide, regional holidays like Maha Shivaratri are observed only in specific states.
Impact on Banking Services
On these designated bank holidays, physical bank branches remain closed, and in-person services such as deposits, withdrawals, and cheque clearances are unavailable. However, digital banking services, including online banking, mobile banking, and ATMs, typically continue to operate, allowing customers to perform various transactions remotely. It’s advisable to check with your specific bank regarding the availability of these services on holidays.
Planning Ahead
To ensure uninterrupted access to banking services, it’s prudent to plan your transactions around these holidays. For instance, if you need to deposit a cheque or withdraw cash, consider doing so before the holiday. Additionally, setting up online banking can provide greater flexibility and access to your accounts, especially during holiday periods.
Conclusion
In summary, on Saturday, February 22, 2025, banks in Delhi and across India will be closed due to the RBI’s regulation of bank holidays on the second and fourth Saturdays of each month. While physical branches will be closed, digital banking services are generally available, but it’s advisable to confirm with your bank regarding their specific holiday schedules. Planning your banking activities around these holidays can help ensure that your financial needs are met without disruption.
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consider doing so before the holiday. Additionally, setting up online banking can provide greater flexibility and access to your accounts, especially during holiday periods.
Conclusion
In summary, on Saturday, February 22, 2025, banks in Delhi and across India will be closed due to the RBI’s regulation of bank holidays on the second and fourth Saturdays of each month. While physical branches will be closed, digital banking services are generally available, but it’s advisable to confirm with your bank regarding their specific holiday schedules. Planning your banking activities around these holidays can help ensure that your financial needs are met without disruption.
